“The Market Braces for Baby Boomers”
Recently I read an article, “The Market Braces for Baby Boomers” by Alan Murry at Wall Street Online. Many economic prognosticators, including Robert Kiyosaki of Rich Dad, Poor Dad in his book, Prophecy, have long feared that when the baby boomers all exit the work force and start cashing out on their retirement funds that Americans will experience another stock market crash to rival the Great Depression. What a daunting thought. In this article, Alan Murray discusses another point of view that I found interesting. Since technology has improved and people are living much longer now, he suggests that maybe our working years should be extended from age 65 to 70 or 80. Personally, I don’t plan on working that long, but maybe extended working years could create a softer landing for our market when the baby boomers retire.
Recession Panic!
Fear of recession got you panicking? My husband spoke with my brother-in-law on the phone yesterday. He told him he cashed out ALL of his stocks because of the recent stock market plummet and the indicators of an impending recession. I’ve been encouraging my B-I-L and S-I-L to transfer some of their retirement money into Southern California land for a long time. They didn’t believe me because they equate this type of real estate with residential real estate. Well of course they won’t believe me if this is how they look at it – because of the SUBPRIME DEBACLE!
I will say this again… residential real estate and land banking are not the same thing! Land does not depreciate because it does not wear out, become obsolete or get used up, like a house does.
The text in the chart below is a little fuzzy. The jist is that throughout the recessions in the last 50 or so years, land in Southern California has exponentially increased in value.
The Michael Vick House Project
Dear Animal Lovers,
Please read the below letter regarding the Michael Vick House.
“I am sure that all of you know about the tragic circumstances regarding the dog-fighting at the home of Michael Vick, the professional football player. I want to share with you a project that our non-profit organization, Jalie’s Butterflies, has launched for the purpose of giving dignity back to the dogs that were so tragically abused and lost to dog-fighting.
I am incredibly proud to be a board member for Jalie’s Butterflies, founded by our dear friend in Dallas, Michael Morford, to address ‘change’ and to support those going through the inevitable metamorphosis that ‘change’ brings. With the success of The Vick House Project, Jalie’s Butterflies, through the support of all who are committed, will ‘change’ this tragic story of the Vick house into a ‘no-kill’ sanctuary for abused and neglected dogs.
Our project is explained in detail on our website www.thevickhouse.org . I feel certain that once you have read our website, you will want to share this effort with all of your canine loving family members and friends. We need ‘mega publicity,’ so spread the word. Please forward this e-mail to all of your friends and family.
LET’S MAKE THIS DREAM COME TRUE!
Debbie Burch, Director
Jalie’s Butterflies
The Vick House Project
Will you outlive your money?
Top 3 reasons you will outlive your money
- Technology: We are living longer now!
- Medical Expenses: “In 2005, the United States spent 16 percent of its gross domestic product (GDP) on health care. It is projected that the percentage will reach 20 percent in the next decade.” – National Coalition on Health Care
- Cost of Retirement: “If you want to live off the current equivalent of $50,000 per year in 30 years, you can estimate that you’ll have to withdraw $150,000 annually. If that’s 4% of your nest egg, then that nest egg will need to be $3.75 million!” – The Motley Fool
Your money CAN outlive you!
Land Ho! Now’s the time to buy – Jim Jubak of Jubak’s Journal
Jim Jubak is the web’s #1 investing columnist of MSN Money. In this article, Land Ho!, he discusses land investment as a long-term investment in order to match one’s “long-lived obligations,” ie. retirement. He speaks of investing in land through the stock market in REITS (Real Estate Investment Trusts).
Mr. Jubak even owns shares in Tejon Ranch – one of my company’s areas of investment. But why only own shares of this land when you can own acreage? With my company, you can own 20 acres just outside Tejon Ranch for 26 cents per square foot!
Hold it, build equity and wait for offers on your land when this development expands in the next several years. This is the strategy my company uses to assist you in saving money for retirement and to leave a legacy to your family.
You may contact me at 310.619.4826 or tkcabrajano@sbcglobal.net.
About
I’m so grateful you are visiting my blog. I think you’ll find it intriguing and that it will be valuable to your financial future.
I grew up just outside of Dallas, Texas in a city called Arlington. My parents, Chris and Debbie Burch, as well as my sister, Shannon Cox, have always inspired me to be a positive light to those around me. I grew up as a dancer and enjoying school with particular interest in biology and mathematics. After going to undergraduate school at Southwest Texas State University, I was accepted into a Physical Therapy program in the Netherlands at Fontys Hogeschool Eindhoven where I met my husband, Anthony Abrajano. We married in 1999.
While working as a Pediatric Physical Therapist, I had two children, Cate and Charley. After 10 years in the field of PT while raising my small children and moving to California, I had a paradigm shift. While PT is rewarding and I adore children, I wanted to find a way to invest in my family’s future and feel secure about it. Everyone told me to invest the max in my 401K, and I did. Boy, was that the wrong choice! I lost so much money in my 401K in 2002 by listening to this mainstream advice. Fortunately, I made almost all of it back very slowly over the next couple of years.
Then preparation met opportunity. My friend, Yuko Rodriguez, told me about Southern California Land Banking. Land banking is investing in pre-developed land in the path of growth based on growth factors such as population growth, affordable housing and large diversified job base.
“All a man has to do to get rich in America is find out where people are going, get there first and buy land.” General Douglas McArthur
OK, well obviously that was long ago; and women can also tap into this form of investment. So I became a land banker. I have invested in three parcels of land at this point and plan on becoming an all American Land Baroness!
Surely, you have many questions which I plan to cover in my blog site. Please feel free to contact me at my personal e-mail address if you’re ready to invest or just would like to further explore land banking: tkcabrajano@sbcglobal.net
My Favorite Charities
I worked at Texas Scottish Rite as a pediatric Physical Therapist for 2 1/2 years, mainly on babies with foot demormities. This hospital provides whatever medical care necessary 100% free of charge to children with orthopedic and neurologically related deformities regardless of ability to pay. I would still be working there if I lived in Texas. If you are looking for a fabulous organization to donate to, please click on the crayon.
The Vick House Project is an opportunity to make a good ending to a sad story. For much of this past year, Americans have heard about the tragic tales of mistreatment and abuse to dogs for the purpose of dog fighting. Please click on "Tank" above to visit the Vick house Project.
